Buffalo Driving Without Insurance Attorney
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DWI Charge Reduced
A Canadian resident was charged with a DWI after a Bills game. Arthur convinced the court the test reading was wrong and got the charge reduced, sparing the client a criminal charge.
DWI Case Dismissed
After a woman was charged at a DWI checkpoint, Arthur contested the legality of the roadblock and found procedures weren't properly followed. The DWI charges were dismissed and her license restored.
DWI Charge Reduced
A Buffalo woman was charged with a DWI and blew a 0.23 BAC. Arthur took the case to trial and was successful in keeping the breath test reading from being introduced as evidence. Her charge was reduced to a DWAI.
Arthur Pressman focuses in the areas of DWI, traffic law and criminal defense.
Arthur is a 1982 graduate of the State University of New York at Albany. He earned his law degree from the University of Miami School of Law in 1985 and practiced with the law firm of Heller & Rubin in Miami, Florida from 1986 to 1988. In 1988, Arthur relocated to Buffalo, where he opened his own practice where he has continued to defend those accused of crimes in the Buffalo and Niagara Falls, New York area.


Check Out Our Traffic Violations Guide
View the guideTraffic Violations for Driving Without Insurance in New York State
Attorney Arthur Pressman defends your right to drive
New York law requires that every vehicle driven on a public road must carry liability insurance. As the insured, you must be able to provide confirmation of coverage. If you fail to comply, you run the risk of being ticketed or arrested and your vehicle being impounded by the police. In addition, the Department of Motor Vehicles (DMV) may suspend your registration, requiring you to turn in your license plate. At the office of Arthur L. Pressman, Attorney at Law, we have more than 30 years of experience aggressively defending New Yorkers in all areas of traffic law. If you have been stopped and caught driving without insurance, you could face serious penalties.
New York auto insurance requirements
New York has very specific insurance laws regarding the operation of a vehicle. Insurance must be issued and company licensed by the New York State Department of Financial Services. The registration and insurance must be listed under both the same name and the same address. The minimum insurance requirements are as follows:
- $25,000 bodily liability maximum for one person injured in an accident
- $50,000 bodily injury liability maximum per incident
- $10,000 property damage liability maximum for one accident
Our Buffalo law firm can provide you with aggressive defense if you have failed to meet the minimum requirements. We can swiftly resolve any simple oversight and restore your driving privileges promptly.
Penalties for driving without insurance in NY
New York has established minimum insurance requirements to operate a vehicle. If you have failed to maintain insurance coverage on your vehicle, you can be subject to receive a citation from a police officer and the potential of financial loss if an accident has occurred. Driving without the minimum insurance in NY is a criminal offense carrying the following serious consequences:
- Citations
- Driver license suspension up to a maximum of three years
- Suspension of vehicle registration
- Excessive fines
Arthur L. Pressman can prepare a solid defense to help overcome the harsh penalties of not meeting the minimum insurance requirements.
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Liability of driving without insurance if you allow others to drive your uninsured vehicle
Letting someone borrow your vehicle is a common occurrence. However, know that if you do, you assume liability for that person. If you do not have the required insurance and the person is in an accident, you may be held liable.
New York law states that vehicle owners are liable whether they drive their vehicle or allow others to drive. The penalty is loss of your driver license for at least one year ― the same penalty if you were the one who actually had the accident while uninsured. In addition, you may need to pay in full many other fines, fees and costs, often as high as $1,500, prior to applying for a new license.
Seek help from an experienced Buffalo traffic attorney
We defend you when you need it most, throughout New York State. Contact the office of Arthur L. Pressman, Attorney at Law for a free initial consultation at (716) 517-4250 or online. For your convenience, our office is on the subway line, and we offer a free initial phone consultation seven days a week. In addition you may pay your attorney’s fees online.
Frequently Asked Questions about Driving Without Insurance in New York
Driving without the minimum required liability insurance in New York can lead to severe penalties. These include a fine of up to $1,500, a driver’s license suspension for a minimum of one year, and the suspension of your vehicle’s registration. Additionally, you may be charged a civil penalty fee to reinstate your license and registration, and your vehicle may be impounded by law enforcement.
Yes, in New York, driving without insurance is a criminal offense under the Vehicle and Traffic Law. It can lead to a criminal citation or even arrest. A conviction will result in a criminal record, which can have long-lasting consequences on your employment, insurance rates, and ability to drive legally.
Even if you lend your vehicle to someone else, you can be held legally responsible if they drive it without insurance. The state of New York can hold the owner of the vehicle liable for the uninsured operation, which can result in the suspension of your driver’s license for at least one year and significant civil penalties. It is your responsibility to ensure that anyone who drives your vehicle is properly insured.
An experienced lawyer can help you with a driving without insurance charge by representing you in court, negotiating with the DMV to minimize penalties, and working to get your driver’s license and vehicle registration restored. A lawyer can also identify potential defenses in your case, such as a lapse in notification from your insurance company, and can help you navigate the legal system to avoid a permanent criminal record.
A conditional license allows you to drive for specific purposes, such as to and from work or school, while your license is suspended. A lawyer can advise you on your eligibility for a conditional license and help you with the application process with the New York DMV. In some cases, a conditional license may be a viable option to maintain your essential driving privileges.
A civil penalty fee is a significant fine charged by the New York DMV in addition to any court fines you may receive for driving without insurance. This fee, which can be as high as $1,500, must be paid before you can apply to have your license and registration reinstated. This penalty is in place to deter drivers from operating a vehicle without the proper liability coverage.
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